Would You Like Fries With Your House for Cash? I
When people sell their house for cash they don’t really get cash. Hey, it’s an electronic world so what they really get is a large number of pixels on their bank account computer screen which combine into a large numerical symbol that tells the world that they have loads of money. When they sell their house for cash they can go to the “hole in the wall” and withdraw real bits of paper that are real cash. They need no longer fear that the machine will snatch their card and ask them to apply to their branch to have it returned.
Type “houses for cash” into the Google search bar and you will instantly be faced with 11 private companies who promise to take your home off your hands FAST! They are to selling your house what McDonalds are to food. You won’t get a ‘happy meal’ but you will get a hassle-free sale. If you have ever sold a house before you will know what a hugely valuable service that is. So it’s fast and it’s hassle-free. These are the two biggest selling points on the house for cash websites. Clearly these points will be of different worth to different people at different times. So if and when you find yourself in need of selling it is always worth your while evaluating the fast cash option.
You won’t get fries with your house sale but you won’t be charged a fee either. The fee you won’t be charged won’t be a percentage of your house value either. That is a peculiar affectation practiced by estate agents in the traditional house-selling arena. The offer you get for a cash sale will be below the market value but this needs to be weighed against the savings and the benefits of a more usual sale.
Under what circumstances can ‘house for cash’ be the best option? In broad terms it is when time is key factor. For example people may have a new baby on the way, they need a nursery room, a garden and that’s hard enough to cope with without the grind of selling their home at the same time. Cash for sales can be accomplished in a week or two, leaving the sellers to focus on the new arrival with minimum distraction.
Other sellers may have pressing reasons to get on with a new life as soon as is reasonably possible. A new job in different location will be handicapped from the start if the person needs to return repeatedly to a house they have left in all but name on the title deeds. A divorce may require a clean cut off to allow both partners to move on. Being available to show buyers around your house, liaising with estate agents and solicitors are all hooks to a previous life that will frustrate and build tension.
By far and away the strongest justification for selling houses for cash is to end the burden of debt quickly. Debt is blighting the lives of so many more people in the UK today and one of the biggest sources of debt is home ownership.
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